TRAVEL TIPS

Travel Insurance

• Arrange for your travel insurance at least a month before leaving if possible.
• In the event of a claim, especially if at a hospital, have someone immediately call the insurance provider/company to pre-certify the claim. This is important because you will want to make sure that treatment is covered and you want to avoid any penalties which some travel plans have for non pre-certification. 
• make sure you bring your travel insurance card and/or travel insurance confirmation with you on your travels.
• Make sure the insurer has a toll free line or collect number that you can call in the event of a claim.
• The larger the deductible, the lower the premium
• Remember that the insurance generally only covers emergencies. So if you broker your arm before leaving and it needs treatment, it probably won't be covered
• As obvious as it sounds, pay your premium! Coverage will not take affect if you forget to pay your premium
• Make sure you tell someone you are traveling with and/or a friend or relative at home you have travel insurance. Make sure that they have the policy number and insurance company contact
• Most plans do not cover pre-existing medical conditions - make sure you read the plan terms and conditions carefully.
• Get a travel insurance quote now!

Luggage Tips

Links to sites with important travel information for your next international trip